get ready for
A lending team that’s focused on you.
At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.
>> Our Team
We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.
Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!
Fabio Gulla
Mortgage Loan Originator | NMLS# 69827
As a Mortgage Loan Originator with over 32 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients feel confident and secure, and make the mortgage experience one that they ultimately enjoy and feel good about making.
I specialize in Conventional, FHA, and 203K loans, as well as Non-Warrantable Condos. I’m also a licensed Real Estate Appraiser and former business owner.
In my spare time, I am an avid biker who loves to play sports, go to the gym, and coach my kids in recreational and travel-level sports. I also enjoy reading and routinely volunteering my time to multiple charitable causes.
